ZUT - Polska Rama Kwalifikacji / Rok 2023/2024 / Wydział Ekonomiczny / Economics (S1) / Sylabus przedmiotu

Wydział Ekonomiczny - Economics (S1)

Sylabus przedmiotu Financial strategies and credit risk:

Informacje podstawowe

Kierunek studiów	Economics
Forma studiów	studia stacjonarne	Poziom	pierwszego stopnia
Tytuł zawodowy absolwenta	licencjat
Obszary studiów	charakterystyki PRK
Profil	ogólnoakademicki
Moduł	—
Przedmiot	Financial strategies and credit risk
Specjalność	Accounting and Finance in Economic Entities
Jednostka prowadząca	Katedra Ekonomii, Finansów i Rachunkowości
Nauczyciel odpowiedzialny	Dawid Dawidowicz <Dawid.Dawidowicz@zut.edu.pl>
Inni nauczyciele	Dawid Dawidowicz <Dawid.Dawidowicz@zut.edu.pl>
ECTS (planowane)	3,0	ECTS (formy)	3,0
Forma zaliczenia	zaliczenie	Język	polski
Blok obieralny	—	Grupa obieralna	—

Formy dydaktyczne

Forma dydaktyczna	KOD	Semestr	Godziny	ECTS	Waga	Zaliczenie
laboratoria	L	6	15	1,0	0,50	zaliczenie
wykłady	W	6	25	2,0	0,50	zaliczenie

Wymagania wstępne

KOD	Wymaganie wstępne
W-1	Knowledge of microeconomics.
W-2	Knowledge of macroeconomics.
W-3	Knowledge of the basics of corporate finance.
W-4	Knowledge of financial analysis.

Cele przedmiotu

KOD	Cel modułu/przedmiotu
C-1	After completing the course, the student should have the ability to make decisions regarding the company's financial strategies.
C-2	The student should acquire the ability to make current and strategic decisions in the company.
C-3	The student should have knowledge about acquiring the sources of financing necessary to run the business.
C-4	The student should have the ability to make a basic financial analysis of the company.
C-5	The student is aware of his/her knowledge
C-6	The student should learn the principles of analysing and managing banking risk, including credit risk
C-7	The student should be able to assess the creditworthiness of individual and institutional clients
C-8	The student should know the credit risk measurement methods
C-9	The student should know the basic debt collection procedures

Treści programowe z podziałem na formy zajęć

KOD	Treść programowa	Godziny
laboratoria
T-L-1	Analysis of the business financing strategy - situational approach.	4
T-L-2	The cost and structure of capital in the enterprise.	2
T-L-3	Modeling of the capital structure in an enterprise.	2
T-L-4	The structure of capital and the value of the enterprise. Optimization of the capital structure.	3
T-L-5	Assessment of credit risk and creditworthiness	2
T-L-6	Passing the subject	2
		15
wykłady
T-W-1	The concept of business financing strategy in an enterprise.	2
T-W-2	Characteristics of the financing strategy.	2
T-W-3	Net working capital management in an enterprise.	2
T-W-4	Financial liquidity strategies.	2
T-W-5	Dividend payment policy in the company's financials strategy.	1
T-W-6	The concept and classification of credit risk	2
T-W-7	Assessment of the creditworthiness of individual and institutional clients	2
T-W-8	The concept of creditworthiness as a determinant of credit risk management	2
T-W-9	Credit risk measurement methods	2
T-W-10	Loan collateral classification	2
T-W-11	Credit monitoring	2
T-W-12	Debt collection and restructuring activities in banks	2
T-W-13	Colloquium	2
		25

Obciążenie pracą studenta - formy aktywności

KOD	Forma aktywności	Godziny
laboratoria
A-L-1	Preparing for the classes.	3
A-L-2	Participation in auditorium exercises.	15
A-L-3	Solving tasks.	3
A-L-4	Preparing to pass the subject.	4
		25
wykłady
A-W-1	Reading the indicated literature.	15
A-W-2	Participation in the classes.	25
A-W-3	Preparing for the colloquium	10
		50

Metody nauczania / narzędzia dydaktyczne

KOD	Metoda nauczania / narzędzie dydaktyczne
M-1	Information lecture.
M-2	Case method.
M-3	Multimedia classes.
M-4	Project method.
M-5	Problem lecture

Sposoby oceny

KOD	Sposób oceny
S-1	Ocena podsumowująca: Presentation of a project concerning the assessment of the financial strategy of a selected enterprise
S-2	Ocena podsumowująca: Test or oral or written colloquium

Zamierzone efekty uczenia się - wiedza

Zamierzone efekty uczenia się	Odniesienie do efektów kształcenia dla kierunku studiów	Odniesienie do efektów zdefiniowanych dla obszaru kształcenia	Cel przedmiotu	Treści programowe	Metody nauczania	Sposób oceny
Ec_1A_D3/6.3_W01 The student knows the types of collateral and methods of credit risk assessment and methods of assessing the creditworthiness of entities	Ec_1A_W01, Ec_1A_W06	—	C-6, C-7, C-8	T-L-6, T-W-6, T-W-7, T-W-8, T-W-9, T-W-10, T-L-5	M-1, M-2, M-5	S-2
Ec_1A_D3/6.3_W02 The student has basic knowledge in the processes related to credit monitoring and knows the basic methods of debt collection	Ec_1A_W04	—	C-6, C-8, C-9	T-W-11, T-W-12	M-1, M-2, M-5	S-2
Ec_1A_D6/09_W01 The student has knowledge about managing the assets of the company.	Ec_1A_W07	—	C-3, C-4	T-L-2, T-L-1, T-L-6, T-W-5, T-W-3	M-1, M-2, M-3, M-4	S-2, S-1
Ec_1A_D6/09_W02 The student has knowledge about the shape of the capital structure in the company.	Ec_1A_W05	—	C-3, C-4	T-L-1, T-L-6, T-W-4, T-W-5	M-1, M-2, M-3, M-4	S-2, S-1
Ec_1A_D6/09_W03 The student has knowledge about identifying threats in the company's operations.	Ec_1A_W04	—	C-2, C-3	T-L-3, T-L-2, T-L-4, T-L-1, T-W-4	M-1, M-2, M-3, M-4	S-2, S-1

Zamierzone efekty uczenia się - umiejętności

Zamierzone efekty uczenia się	Odniesienie do efektów kształcenia dla kierunku studiów	Odniesienie do efektów zdefiniowanych dla obszaru kształcenia	Cel przedmiotu	Treści programowe	Metody nauczania	Sposób oceny
Ec_1A_D3/6.3_U01 The student should be able to choose appropriate tools for bank credit risk management	Ec_1A_U02, Ec_1A_U04	—	C-6, C-8	T-W-6, T-W-8, T-W-9, T-L-5	M-1, M-2, M-5	S-2
Ec_1A_D3/6.3_U02 The student is able to assess the creditworthiness of natural persons and business entities	Ec_1A_U01, Ec_1A_U03, Ec_1A_U04	—	C-7, C-9	T-L-6, T-W-7, T-W-10, T-W-11, T-W-12, T-L-5	M-1, M-2, M-5	S-2
Ec_1A_D6/09_U01 The student has the ability to assess the operating conditions of the company. He obtained less than 60% of points from the test.	Ec_1A_U03	—	C-1, C-2, C-4	T-L-3, T-L-4, T-W-3, T-W-2, T-W-1	M-1, M-2, M-4	S-2, S-1
Ec_1A_D6/09_U02 The student has the ability to analyze the financial situation of the enterprise based on data from financial statements.	Ec_1A_U04	—	C-2, C-3, C-4	T-L-3, T-L-2, T-L-4, T-L-1, T-W-5	M-1, M-2, M-3, M-4	S-2, S-1

Zamierzone efekty uczenia się - inne kompetencje społeczne i personalne

Zamierzone efekty uczenia się	Odniesienie do efektów kształcenia dla kierunku studiów	Odniesienie do efektów zdefiniowanych dla obszaru kształcenia	Cel przedmiotu	Treści programowe	Metody nauczania	Sposób oceny
Ec_1A_D6/09_K01 The student is aware of his knowledge	Ec_1A_K01	—	C-5	T-L-3, T-L-2, T-L-4, T-L-1, T-W-4, T-W-5, T-W-3, T-W-2, T-W-1	M-1, M-2, M-4	S-2, S-1

Kryterium oceny - wiedza

Efekt uczenia się	Ocena	Kryterium oceny
Ec_1A_D3/6.3_W01 The student knows the types of collateral and methods of credit risk assessment and methods of assessing the creditworthiness of entities	2,0	The student does not know the credit risk collateral, does not know the methods of credit risk assessment and methods of assessing the creditworthiness of entities
	3,0	The student has a basic knowledge of the credit risk hedging methods and understands the need to perform them
	3,5
	4,0
	4,5
	5,0
Ec_1A_D3/6.3_W02 The student has basic knowledge in the processes related to credit monitoring and knows the basic methods of debt collection	2,0	The student has no knowledge of the basic procedures related to credit monitoring and does not know the methods of debt collection
	3,0	The student has knowledge of the basic procedures related to credit monitoring
	3,5
	4,0
	4,5
	5,0
Ec_1A_D6/09_W01 The student has knowledge about managing the assets of the company.	2,0	The student has no knowledge about the assets of the company or about how to manage them. He obtained less than 60% of points from the test.
	3,0	The student has knowledge about particular types of assets in the enterprise and their importance for the company's operations. He obtained 60-67% of points from the test.
	3,5	The student has knowledge about particular types of property in the enterprise and their significance for the company's operations, their place in the financial statement. He obtained 68-75% of points from the test.
	4,0	Student posiada wiedzę na temat poszczególnych rodzajów majątku w przedsiebiorstwie, zna teoretyczne podstawy zarządzania nimi, określanai ich znaczenia dla działalności przedsiebiorstwa oraz ich miejsca w sprawozdaniu finansowym. Z testu uzyskał 76-83% punktów.
	4,5	The student has knowledge of managing the assets of the company, knows the theoretical basis for the assessment of investment projects through the prism of the property structure. He obtained 84-91% of points from the test.
	5,0	The student has in-depth knowledge of managing the assets of the company. He obtained at least 92% of points from the test.
Ec_1A_D6/09_W02 The student has knowledge about the shape of the capital structure in the company.	2,0	The student has no knowledge about the structure of capital.
	3,0	The student has a basic knowledge of the capital structure in the company and its importance for the company's operations.
	3,5	The student has a basic knowledge of the capital structure in the company and its significance for the company's operations, its place in the financial statement.
	4,0	The student has knowledge of the capital structure in the company, knows the theoretical basis of capital structure management and its importance for the company's operations and its place in the financial statement.
	4,5	The student has knowledge of the enterprise capital structure management, knows the theoretical basis for the assessment of investment projects through the prism of the capital structure.
	5,0	The student has in-depth knowledge in the field of enterprise capital structure management.
Ec_1A_D6/09_W03 The student has knowledge about identifying threats in the company's operations.	2,0	The student does not have knowledge about identifying threats in the company's operations.
	3,0	The student has a basic knowledge of identifying threats in the company's operations through the prism of capital and property.
	3,5	The student has a basic knowledge about the identification of threats in the company's operations through the prism of capital and assets and the operational activity of the company.
	4,0	The student has a good knowledge of the identification of threats in the company's operations through the prism of capital and assets as well as the operational activity of the company.
	4,5	The student has a good knowledge about the identification of hazards in the company's operations through the prism of capital and property, symptoms of the risk of bankruptcy.
	5,0	The student has a broad knowledge of the identification of hazards in the operation of the enterprise through the prism of capital and property, symptoms of the risk of bankruptcy.

Kryterium oceny - umiejętności

Efekt uczenia się	Ocena	Kryterium oceny
Ec_1A_D3/6.3_U01 The student should be able to choose appropriate tools for bank credit risk management	2,0	The student is unable to select instruments to manage credit risk
	3,0	The student is able to choose at least one instrument to manage credit risk
	3,5
	4,0
	4,5
	5,0
Ec_1A_D3/6.3_U02 The student is able to assess the creditworthiness of natural persons and business entities	2,0	The student is unable to assess the creditworthiness of entities
	3,0	The student is able to make an initial assessment of the creditworthiness of natural persons
	3,5
	4,0
	4,5
	5,0
Ec_1A_D6/09_U01 The student has the ability to assess the operating conditions of the company. He obtained less than 60% of points from the test.	2,0	The student does not have the skills to assess the operating conditions of the company. He obtained less than 60% of points from the test.
	3,0	The student has basic skills in the assessment of investment projects, asset-capital situation of the enterprise. He obtained 60-67% of points from the test.
	3,5	The student has good skills in the field of assessment of investment projects, asset and capital situation of the enterprise. He obtained 68-75% of points from the test.
	4,0	The student has good skills on the assessment of the operating conditions of the company. He obtained 76-83% of points from the test.
	4,5	The student has good skills on the assessment of the operating conditions of the company, is able to draw conclusions from information about the environment of the further and closer to the enterprise. He obtained 84-91% of points from the test.
	5,0	The student has very good skills on the assessment of the conditions of the company's operation, is able to draw conclusions from information about the environment of the distant and closer enterprise. He obtained at least 92% of points from the test.
Ec_1A_D6/09_U02 The student has the ability to analyze the financial situation of the enterprise based on data from financial statements.	2,0	The student does not have the skills to analyze the financial situation of the company. He obtained less than 60% of points from the test.
	3,0	The student has basic skills in the field of financial analysis of the company based on the most important rules and financial indicators. He obtained 60-67% of points from the test.
	3,5	The student has good skills in the field of financial analysis of the company based on financial rules and indicators. He obtained 68-75% of points from the test.
	4,0	The student has good skills in the analysis of the financial situation of the company based on data from financial statements. He obtained 76-83% of points from the test.
	4,5	The student has good skills in the analysis of the financial situation of the enterprise based on data from financial statements, as well as the assessment of the financial situation of the further and near surroundings. He obtained 84-91% of points from the test.
	5,0	The student has very good skills in the analysis of the financial situation of the company based on data from financial statements, as well as the assessment of the financial situation of the further and closer environment. He obtained at least 92% of points from the test.

Kryterium oceny - inne kompetencje społeczne i personalne

Efekt uczenia się	Ocena	Kryterium oceny
Ec_1A_D6/09_K01 The student is aware of his knowledge	2,0	The student is not aware of what knowledge he/she has and is unable to evaluate it critically
	3,0	The student is aware of his/her knowledge
	3,5
	4,0
	4,5
	5,0

Literatura podstawowa

Darrell Duffie, Kenneth J. Singleton, Credit Risk: Pricing, Measurement, and Management, Princeton University Press, 2003
Ruth Bender, Corporate Financial Strategy, Routledge, 2013
Ammann, Manuel, Credit Risk Valuation Methods, Models, and Applications, Springer-Verlag Berlin Heidelberg, 2001
C. Neff, Corporate Finance, Innovation, and Strategic Competition, Springer, Berlin, 2002
W. Bień, Zarządzanie finansami przedsiębiorstwa, Difin, Warszawa, 2005
Ciby Joseph, ADVANCED CREDIT RISK ANALYSIS & MANAGEMENT, John Wiley & Sons, Inc, 2013
Maciej Wiatr, Zarządzanie indywidualnym ryzykiem kredytowym, Elementy systemu, Oficyna Wydawnicza SGH, Warszawa, 2011, II
G.Michalska, Strategie finansowe przedsiębiorstw, ODDK, Gdańsk, 2009
Wiesław Żółtkowski, Zarządzanie ryzykiem bankowym w praktyce, CeDeWu, Warszawa, 2008
B.Kołosowska, A.Tokarski, M.Tokarski, E.Chojnacka, Strategie finansowania działalności przedsiębiorstw, Oficyna Wydawnicza, Warszawa, 2006
Tadeusz Kaczmarek, Ryzyko i zarządzanie ryzykiem. Ujęcie interdyscyplinarne, Difin, Warszawa, 2008
M.Sierpińska, D.Wędzki, Zarządzanie płynnością przedsiębiorstwa, PWN, Warszawa, 2007
Mirosław Wójciak, Metody oceny ryzyka kredytowego, PWE, Warszawa, 2007
A.Duliniec, Finansowanie przedsiębiorstwa. Strategie i instrumenty., PWE, Warszawa, 2011
Stanisława Ryżewska, Bankowa analiza przedsiębiorstwa na potrzeby oceny ryzyka kredytowego, Bankowy Ośrodek Doradztwa i Edukacji, Warszawa, 2009
Wang Xiaogang, Analysis of Bank Credit Risk Evaluation Model Based on BP Neural Network, Computational Intelligence & Neuroscience, 3/10/2022, pp. 1-11, 2022, Access through the EBSCO database https://web.s.ebscohost.com/ehost/pdfviewer/pdfviewer?vid=10&sid=eaacb65f-6529-4bda-890b-4cfb682ff556%40redis

Literatura dodatkowa

A. Duliniec, Finansowanie przedsiębiorstwa, PWE, Warszawa, 2010
Izabela Emerling, Działalność kredytowa banku komercyjnego, Marina, PWN, 2008
J. Grzywacz, Kapitał w przedsiębiorstwie i jego struktura, SGH, Warszawa, 2008
Radosław Kałużny, Pomiar ryzyka kredytowego banku. Aspekty finansowe i rachunkowe, PWN, Warszawa, 2009
M. Sierpińska, T. Jachna, Ocena przedsiębiorstwa według standardów światowych, PWN, Warszawa, 2009
pod red. J. Fryc, J. Jaworski, Współczesne przedsiębiorstwo. Zasobowe czynniki sukcesu w konkurencyjnym otoczeniu, WSB, Gdańsk, 2009
M. Hamrol, Analiza przedsiębiorstwa - ujęcie sytuacyjne, AE w Poznaniu, Poznań, 2005
J.Ickiewicz, Pozyskiwanie, koszt i struktura kapitału w przedsiębiorstwie, SGH, Warszawa, 2004

Treści programowe - laboratoria

KOD	Treść programowa	Godziny
T-L-1	Analysis of the business financing strategy - situational approach.	4
T-L-2	The cost and structure of capital in the enterprise.	2
T-L-3	Modeling of the capital structure in an enterprise.	2
T-L-4	The structure of capital and the value of the enterprise. Optimization of the capital structure.	3
T-L-5	Assessment of credit risk and creditworthiness	2
T-L-6	Passing the subject	2
		15

Treści programowe - wykłady

KOD	Treść programowa	Godziny
T-W-1	The concept of business financing strategy in an enterprise.	2
T-W-2	Characteristics of the financing strategy.	2
T-W-3	Net working capital management in an enterprise.	2
T-W-4	Financial liquidity strategies.	2
T-W-5	Dividend payment policy in the company's financials strategy.	1
T-W-6	The concept and classification of credit risk	2
T-W-7	Assessment of the creditworthiness of individual and institutional clients	2
T-W-8	The concept of creditworthiness as a determinant of credit risk management	2
T-W-9	Credit risk measurement methods	2
T-W-10	Loan collateral classification	2
T-W-11	Credit monitoring	2
T-W-12	Debt collection and restructuring activities in banks	2
T-W-13	Colloquium	2
		25

Formy aktywności - laboratoria

KOD	Forma aktywności	Godziny
A-L-1	Preparing for the classes.	3
A-L-2	Participation in auditorium exercises.	15
A-L-3	Solving tasks.	3
A-L-4	Preparing to pass the subject.	4
		25

(*) 1 punkt ECTS, odpowiada około 30 godzinom aktywności studenta

Formy aktywności - wykłady

KOD	Forma aktywności	Godziny
A-W-1	Reading the indicated literature.	15
A-W-2	Participation in the classes.	25
A-W-3	Preparing for the colloquium	10
		50

(*) 1 punkt ECTS, odpowiada około 30 godzinom aktywności studenta

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D3/6.3_W01	The student knows the types of collateral and methods of credit risk assessment and methods of assessing the creditworthiness of entities
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W01	He / she knows and understands at an advanced level economic and social facts and phenomena as well as theories explaining the complex relationships between them constituting the basic general knowledge in the discipline of economics and finance, as well as selected issues in the field of detailed knowledge
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W06	He / she knows and understands at an advanced level issues in the field of quantitative methods (including mathematics, statistics, econometrics and theory of decision-making), as well as methods and tools (including IT) for obtaining, processing and presenting data on socio-economic phenomena and processes
Cel przedmiotu	C-6	The student should learn the principles of analysing and managing banking risk, including credit risk
	C-7	The student should be able to assess the creditworthiness of individual and institutional clients
	C-8	The student should know the credit risk measurement methods
Treści programowe	T-L-6	Passing the subject
	T-W-6	The concept and classification of credit risk
	T-W-7	Assessment of the creditworthiness of individual and institutional clients
	T-W-8	The concept of creditworthiness as a determinant of credit risk management
	T-W-9	Credit risk measurement methods
	T-W-10	Loan collateral classification
	T-L-5	Assessment of credit risk and creditworthiness
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-5	Problem lecture
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student does not know the credit risk collateral, does not know the methods of credit risk assessment and methods of assessing the creditworthiness of entities
	3,0	The student has a basic knowledge of the credit risk hedging methods and understands the need to perform them
	3,5
	4,0
	4,5
	5,0

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D3/6.3_W02	The student has basic knowledge in the processes related to credit monitoring and knows the basic methods of debt collection
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W04	He / she knows and understands at an advanced level the forms of social institutions (public, cultural, political, legal, economic), their structures, as well as the relationships between them on a national and international scale
Cel przedmiotu	C-6	The student should learn the principles of analysing and managing banking risk, including credit risk
	C-8	The student should know the credit risk measurement methods
	C-9	The student should know the basic debt collection procedures
Treści programowe	T-W-11	Credit monitoring
Treści programowe	T-W-12	Debt collection and restructuring activities in banks
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-5	Problem lecture
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student has no knowledge of the basic procedures related to credit monitoring and does not know the methods of debt collection
	3,0	The student has knowledge of the basic procedures related to credit monitoring
	3,5
	4,0
	4,5
	5,0

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D6/09_W01	The student has knowledge about managing the assets of the company.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W07	He / she knows and understands the fundamental economic and social dilemmas of modern civilisation, including the economy
Cel przedmiotu	C-3	The student should have knowledge about acquiring the sources of financing necessary to run the business.
Cel przedmiotu	C-4	The student should have the ability to make a basic financial analysis of the company.
Treści programowe	T-L-2	The cost and structure of capital in the enterprise.
	T-L-1	Analysis of the business financing strategy - situational approach.
	T-L-6	Passing the subject
	T-W-5	Dividend payment policy in the company's financials strategy.
	T-W-3	Net working capital management in an enterprise.
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-3	Multimedia classes.
	M-4	Project method.
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Sposób oceny	S-1	Ocena podsumowująca: Presentation of a project concerning the assessment of the financial strategy of a selected enterprise
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student has no knowledge about the assets of the company or about how to manage them. He obtained less than 60% of points from the test.
	3,0	The student has knowledge about particular types of assets in the enterprise and their importance for the company's operations. He obtained 60-67% of points from the test.
	3,5	The student has knowledge about particular types of property in the enterprise and their significance for the company's operations, their place in the financial statement. He obtained 68-75% of points from the test.
	4,0	Student posiada wiedzę na temat poszczególnych rodzajów majątku w przedsiebiorstwie, zna teoretyczne podstawy zarządzania nimi, określanai ich znaczenia dla działalności przedsiebiorstwa oraz ich miejsca w sprawozdaniu finansowym. Z testu uzyskał 76-83% punktów.
	4,5	The student has knowledge of managing the assets of the company, knows the theoretical basis for the assessment of investment projects through the prism of the property structure. He obtained 84-91% of points from the test.
	5,0	The student has in-depth knowledge of managing the assets of the company. He obtained at least 92% of points from the test.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D6/09_W02	The student has knowledge about the shape of the capital structure in the company.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W05	He / she knows and understands at an advanced level the role of man as an entity creating and operating in socio-economic institutions, as well as managing them, types of social ties, their impact on the economy and the regularities governing them
Cel przedmiotu	C-3	The student should have knowledge about acquiring the sources of financing necessary to run the business.
Cel przedmiotu	C-4	The student should have the ability to make a basic financial analysis of the company.
Treści programowe	T-L-1	Analysis of the business financing strategy - situational approach.
	T-L-6	Passing the subject
	T-W-4	Financial liquidity strategies.
	T-W-5	Dividend payment policy in the company's financials strategy.
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-3	Multimedia classes.
	M-4	Project method.
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Sposób oceny	S-1	Ocena podsumowująca: Presentation of a project concerning the assessment of the financial strategy of a selected enterprise
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student has no knowledge about the structure of capital.
	3,0	The student has a basic knowledge of the capital structure in the company and its importance for the company's operations.
	3,5	The student has a basic knowledge of the capital structure in the company and its significance for the company's operations, its place in the financial statement.
	4,0	The student has knowledge of the capital structure in the company, knows the theoretical basis of capital structure management and its importance for the company's operations and its place in the financial statement.
	4,5	The student has knowledge of the enterprise capital structure management, knows the theoretical basis for the assessment of investment projects through the prism of the capital structure.
	5,0	The student has in-depth knowledge in the field of enterprise capital structure management.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D6/09_W03	The student has knowledge about identifying threats in the company's operations.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_W04	He / she knows and understands at an advanced level the forms of social institutions (public, cultural, political, legal, economic), their structures, as well as the relationships between them on a national and international scale
Cel przedmiotu	C-2	The student should acquire the ability to make current and strategic decisions in the company.
Cel przedmiotu	C-3	The student should have knowledge about acquiring the sources of financing necessary to run the business.
Treści programowe	T-L-3	Modeling of the capital structure in an enterprise.
	T-L-2	The cost and structure of capital in the enterprise.
	T-L-4	The structure of capital and the value of the enterprise. Optimization of the capital structure.
	T-L-1	Analysis of the business financing strategy - situational approach.
	T-W-4	Financial liquidity strategies.
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-3	Multimedia classes.
	M-4	Project method.
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Sposób oceny	S-1	Ocena podsumowująca: Presentation of a project concerning the assessment of the financial strategy of a selected enterprise
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student does not have knowledge about identifying threats in the company's operations.
	3,0	The student has a basic knowledge of identifying threats in the company's operations through the prism of capital and property.
	3,5	The student has a basic knowledge about the identification of threats in the company's operations through the prism of capital and assets and the operational activity of the company.
	4,0	The student has a good knowledge of the identification of threats in the company's operations through the prism of capital and assets as well as the operational activity of the company.
	4,5	The student has a good knowledge about the identification of hazards in the company's operations through the prism of capital and property, symptoms of the risk of bankruptcy.
	5,0	The student has a broad knowledge of the identification of hazards in the operation of the enterprise through the prism of capital and property, symptoms of the risk of bankruptcy.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D3/6.3_U01	The student should be able to choose appropriate tools for bank credit risk management
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_U02	He / she can apply knowledge to formulate and solve complex and unusual problems concerning socio-economic processes and phenomena in the micro-, meso- and macro-scale
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_U04	He / she is able to select and apply appropriate methods and tools, including advanced information and communication techniques for analysing and forecasting economic processes and phenomena and solving economic problems
Cel przedmiotu	C-6	The student should learn the principles of analysing and managing banking risk, including credit risk
Cel przedmiotu	C-8	The student should know the credit risk measurement methods
Treści programowe	T-W-6	The concept and classification of credit risk
	T-W-8	The concept of creditworthiness as a determinant of credit risk management
	T-W-9	Credit risk measurement methods
	T-L-5	Assessment of credit risk and creditworthiness
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-5	Problem lecture
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student is unable to select instruments to manage credit risk
	3,0	The student is able to choose at least one instrument to manage credit risk
	3,5
	4,0
	4,5
	5,0

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D3/6.3_U02	The student is able to assess the creditworthiness of natural persons and business entities
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_U01	He / she can use knowledge to identify and interpret socio-economic processes and phenomena with the use of methods and tools appropriate for economics
	Ec_1A_U03	He / she is able to solve tasks and problems in conditions that are not fully predictable, properly selecting sources and information from them, making their evaluation, making a critical analysis of them and synthesising them
	Ec_1A_U04	He / she is able to select and apply appropriate methods and tools, including advanced information and communication techniques for analysing and forecasting economic processes and phenomena and solving economic problems
Cel przedmiotu	C-7	The student should be able to assess the creditworthiness of individual and institutional clients
Cel przedmiotu	C-9	The student should know the basic debt collection procedures
Treści programowe	T-L-6	Passing the subject
	T-W-7	Assessment of the creditworthiness of individual and institutional clients
	T-W-10	Loan collateral classification
	T-W-11	Credit monitoring
	T-W-12	Debt collection and restructuring activities in banks
	T-L-5	Assessment of credit risk and creditworthiness
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-5	Problem lecture
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student is unable to assess the creditworthiness of entities
	3,0	The student is able to make an initial assessment of the creditworthiness of natural persons
	3,5
	4,0
	4,5
	5,0

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D6/09_U01	The student has the ability to assess the operating conditions of the company. He obtained less than 60% of points from the test.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_U03	He / she is able to solve tasks and problems in conditions that are not fully predictable, properly selecting sources and information from them, making their evaluation, making a critical analysis of them and synthesising them
Cel przedmiotu	C-1	After completing the course, the student should have the ability to make decisions regarding the company's financial strategies.
	C-2	The student should acquire the ability to make current and strategic decisions in the company.
	C-4	The student should have the ability to make a basic financial analysis of the company.
Treści programowe	T-L-3	Modeling of the capital structure in an enterprise.
	T-L-4	The structure of capital and the value of the enterprise. Optimization of the capital structure.
	T-W-3	Net working capital management in an enterprise.
	T-W-2	Characteristics of the financing strategy.
	T-W-1	The concept of business financing strategy in an enterprise.
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-4	Project method.
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Sposób oceny	S-1	Ocena podsumowująca: Presentation of a project concerning the assessment of the financial strategy of a selected enterprise
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student does not have the skills to assess the operating conditions of the company. He obtained less than 60% of points from the test.
	3,0	The student has basic skills in the assessment of investment projects, asset-capital situation of the enterprise. He obtained 60-67% of points from the test.
	3,5	The student has good skills in the field of assessment of investment projects, asset and capital situation of the enterprise. He obtained 68-75% of points from the test.
	4,0	The student has good skills on the assessment of the operating conditions of the company. He obtained 76-83% of points from the test.
	4,5	The student has good skills on the assessment of the operating conditions of the company, is able to draw conclusions from information about the environment of the further and closer to the enterprise. He obtained 84-91% of points from the test.
	5,0	The student has very good skills on the assessment of the conditions of the company's operation, is able to draw conclusions from information about the environment of the distant and closer enterprise. He obtained at least 92% of points from the test.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D6/09_U02	The student has the ability to analyze the financial situation of the enterprise based on data from financial statements.
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_U04	He / she is able to select and apply appropriate methods and tools, including advanced information and communication techniques for analysing and forecasting economic processes and phenomena and solving economic problems
Cel przedmiotu	C-2	The student should acquire the ability to make current and strategic decisions in the company.
	C-3	The student should have knowledge about acquiring the sources of financing necessary to run the business.
	C-4	The student should have the ability to make a basic financial analysis of the company.
Treści programowe	T-L-3	Modeling of the capital structure in an enterprise.
	T-L-2	The cost and structure of capital in the enterprise.
	T-L-4	The structure of capital and the value of the enterprise. Optimization of the capital structure.
	T-L-1	Analysis of the business financing strategy - situational approach.
	T-W-5	Dividend payment policy in the company's financials strategy.
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-3	Multimedia classes.
	M-4	Project method.
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Sposób oceny	S-1	Ocena podsumowująca: Presentation of a project concerning the assessment of the financial strategy of a selected enterprise
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student does not have the skills to analyze the financial situation of the company. He obtained less than 60% of points from the test.
	3,0	The student has basic skills in the field of financial analysis of the company based on the most important rules and financial indicators. He obtained 60-67% of points from the test.
	3,5	The student has good skills in the field of financial analysis of the company based on financial rules and indicators. He obtained 68-75% of points from the test.
	4,0	The student has good skills in the analysis of the financial situation of the company based on data from financial statements. He obtained 76-83% of points from the test.
	4,5	The student has good skills in the analysis of the financial situation of the enterprise based on data from financial statements, as well as the assessment of the financial situation of the further and near surroundings. He obtained 84-91% of points from the test.
	5,0	The student has very good skills in the analysis of the financial situation of the company based on data from financial statements, as well as the assessment of the financial situation of the further and closer environment. He obtained at least 92% of points from the test.

Pole	KOD	Znaczenie kodu
Zamierzone efekty uczenia się	Ec_1A_D6/09_K01	The student is aware of his knowledge
Odniesienie do efektów kształcenia dla kierunku studiów	Ec_1A_K01	He / she is ready to critically assess the possessed knowledge, skills and received content, to recognise the importance of knowledge in solving cognitive and practical problems, and is aware of the need to consult experts in case of difficulties with solving the problem on his / her own
Cel przedmiotu	C-5	The student is aware of his/her knowledge
Treści programowe	T-L-3	Modeling of the capital structure in an enterprise.
	T-L-2	The cost and structure of capital in the enterprise.
	T-L-4	The structure of capital and the value of the enterprise. Optimization of the capital structure.
	T-L-1	Analysis of the business financing strategy - situational approach.
	T-W-4	Financial liquidity strategies.
	T-W-5	Dividend payment policy in the company's financials strategy.
	T-W-3	Net working capital management in an enterprise.
	T-W-2	Characteristics of the financing strategy.
	T-W-1	The concept of business financing strategy in an enterprise.
Metody nauczania	M-1	Information lecture.
	M-2	Case method.
	M-4	Project method.
Sposób oceny	S-2	Ocena podsumowująca: Test or oral or written colloquium
Sposób oceny	S-1	Ocena podsumowująca: Presentation of a project concerning the assessment of the financial strategy of a selected enterprise
Kryteria oceny	Ocena	Kryterium oceny
	2,0	The student is not aware of what knowledge he/she has and is unable to evaluate it critically
	3,0	The student is aware of his/her knowledge
	3,5
	4,0
	4,5
	5,0